• What is a Qualified Charitable Distribution?
  • Qualified Charitable Distributions are distributions from an IRA (Individual Retirement Account) that are donated directly to a charitable organization. 
• What are the requirements?
  • Must be 70 1/2
  • Limited to $108,000 a year in donations.
  • The transfer must be directly from the IRA to a charitable organization.
  • Most IRAs are eligible: traditional, rollover, inherited, and inactive SEP and SIMPLE plans.
• Why donate via QCD?
  • A QCD counts toward your Required Minimum Distribution (RMD), so you won’t be taxed on the part of your RMD that you donate.
  • Lowers your taxable income and therefore your tax burden.
  • No need to itemize your tax return to receive tax benefits from charitable donations.
  • Support causes that matter to you.

• Increase your impact with a sustainable gift.
• Housing is not a luxury, but a human right. Join our Promise Circle as a monthly donor and help Family Promise of Sussex County work towards a world where everyone has access to a safe, stable home. By providing consistent support to FPSC, you’ll help provide the reliable funding that ensures we can continue providing critical services to individuals and families in Northwest New Jersey.
• Give today and don’t forget to click the box for recurring donations. You can give each month, quarter, or year.

• Donating stocks is a great way to increase your impact while decreasing your tax liability.
• By donating stocks, you:
  • Are able to donate the pre-tax value instead of the taxed proceeds after sale.
  • Will be able to deduct the full fair market value of the stock.
  • May be able to reduce future capital gains.
  • Can rebalance your portfolio and implement a more effective investment strategy.

• Create a lasting legacy by including Family Promise of Sussex County in your charitable giving estate plan.
• Why?
  • Can provide tax breaks for you and your heirs.
  • Have a say in how your donation is used by the agency.
  • Support a cause that’s important to you now and even after your death.
  • Certain types of gifts, such as Charitable Gift Annuities, may provide you with income in the long term.
• What types exist:
  • Charitable Bequest: Anyone can name FPSC as a beneficiary in your will, trust, or estate plan.
  • Charitable Remainder Trust: Transfer cash or property to fund a trust that will make payments to the agency for a set period of time or for the lifetime. What remains after the duration of the trust will pass to FPSC.  
  • Charitable Lead Trust: Similar to a remainder trust, but the remainder passes to noncharitable beneficiaries. 
  • Retirement Fund: FPSC can be named as a full or partial beneficiary for 401K or IRA accounts. 
  • Life Insurance: Anyone can name FPSC a full or partial beneficiary in their life insurance policy. 
  • Retained Life Estates: When a person gives FPSC property that they still own and can use, but ownership transfers to the agency after their death. 
  • Charitable Gift Annuity: A donor gives FPSC a large gift, and we pay the donor a predetermined annual income until the end of the pay period. FPSC retains the remaining funds. 

• Matching companies have programs that will match donations made by their employees. Check with your company to see if it will match your donation to Family Promise of Sussex County. Double your impact today!

• Have a car you no longer want? A property you’re no longer using? Family Promise of Sussex County would be pleased to accept gifts of vehicles, real estate, or other property.

When you make a donation to our organization, we will send you a receipt with our Tax ID number that you can bring to your financial advisor.

Yes there are! If you are unable to make a monetary donation at this time, you can still donate through in-kind donations and volunteering your time with the agency.